The title to this post is the title to an article at Consumer Reports. You would enjoy the article. The following excerpt is a sample of the exciting information you'll get.
"Companies also control their risk by using a maneuver known as closing a block or book of business. They stop accepting new customers in a plan, which kicks off a process known as a "death spiral."I love the use of the word death when referring to health insurance. Enjoy the read and relax in the knowledge that insurance companies are truly working on our behalf.
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